Life Insurance
Life Insurance Information
Landmark Insurance is an Orlando, Florida Life and Health Insurance Agency. We provide comparable health and life insurance quotes for Orlando, Florida residents.
ANNUITIES
Retirement is a new beginning. This may be a time to travel. Some of us might want to spend more time with family. For others this may be the time to go out and make a difference in the world. The possibilities are endless.
With the right plans in place, we can rest easy knowing we have guaranteed income for our retirement years. With the security of a fixed annuity as part of our retirement plans, we benefit from the safety of knowing our funds will be there.
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LIFE INSURANCE
We do everything we can for our loved ones, not because we have to, but because we want to. With the right life insurance coverage, we can be happy knowing that our loved ones will be able to live out their dreams, no matter what the future holds. What could be better?
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Basic Term Life Insurance Coverage and Premiums
Whole-life policies, a type of permanent insurance, combines life coverage with an investment fund. Here, you're buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company.
Cash value builds tax-deferred each year that you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn't change throughout the life of the policy.
Universal life is a type of permanent insurance policy that combines term insurance with a money market-type investment that pays a market rate of return. To get a higher return, these policies generally don't guarantee a certain rate.
Variable life and variable universal life are permanent policies with an investment fund tied to a stock or bond mutual-fund investment. Returns are not guaranteed.
Accidental Death & Dismemberment (AD&D)
Basic life insurance coverage includes AD&D coverage. In the event of accidental death or dismemberment, payment will be made based on the injury's severity - equal to between 25 percent and 100 percent of the coverage amount.
For more information on life and AD&D benefits, contact Us at (407) 505-4239.
Optional Coverage
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